Redeeming points is instant and straightforward.
are just some of the benefits of using your points to
pay for your travel:
Book any airline or any supplier product. You can book any seat,
in any class – even use your points to upgrade to business
or first class.
Earn frequent flyer points on eligible travel booked; when you
use your Membership Rewards points to purchase air tickets you
will earn frequent flyer points as long as you are enrolled
in the applicable FF program – it’s just like paying
You can use your points to purchase travel for anyone –
ideal for Christmas for family and friends, or to reward your
There are no blackout periods – as long as there is availability
you can book it!
Use your points to pay for travel for anyone – family,
friends and employees.
are no blackout periods –
as long as there is availability you can book it!
Asked Questions about American Express®
Pay with Points:
What is Pay with Points (PWP)?
Pay with Points allows
you to redeem your American Express® Membership Rewards®
(MR) points for payment of any Cruise, Tour, or Air vacation.
You must simply inform the Accent Travel / American Express®
Travel Representative agent that you wish to apply your points
to your travel and with the account and card information you will
then provide, the two of you will be able to successfully credit
2. How often can I use PWP?
Cardholders can use the PWP option as often as they travel,
as long as they have points in the MR account to use.
Is there a minimum amount of points that a card holder is required
Yes, 5,000 points is the minimum point deduction allowed.
4. What is the timeline for PWP to reach my American
Express® credit card?
The deduction and credit process to your account occurs after
payment has been applied and the Agency Services desk (ASD)
requests a point transfer. In most cases, the credit will be
applied to the account within 7 days (often within 2 days).
Depending on your card's cycle, the application of the credit
may carry over to the following cycle.
My American Express® card was issued in Canada-- is it eligible
Only US issued cards are eligible for the Pay with Points option.
How many points will I need to reach a specific dollar amount?
There are different point-per-dollar ratios depending on the
product you are using (air, tour, or cruise). When making a
booking inquiry or reservation, your agent will be able to give
you a definite conversion rate depending on the nature of your
I know I can use PWP for air, tour, and cruise, but what about
hotel and car?
Only pre-paid vacations are eligible for PWP. Since some car
rental and some hotel stays are not pre-paid, they do not qualify
Membership Rewards® Pay with Points: To qualify, all your
American Express® Card accounts must be in good standing.
The Membership Rewards® program enrolled Card account you
designate will be charged for your purchase. Membership Rewards®
points will be debited from your program account and a credit
will be issued to the Card account you designate for the corresponding
dollar amount. If the points redeemed do not cover the entire
amount of the charge, the balance of the purchase price will
remain charged to the Card account you designate. Minimum redemption
of 5,000 points. Permitted returns of Pay with Points redemptions
that result in a credit on your Card account will result in
a point deduction on your Membership Rewards program account.
These points can be retrieved by calling the Membership Rewards
program. Terms and Conditions of the Membership Rewards program
apply and are available at membershiprewards.com/terms.